Terms and Conditions of Use

Effective Date: 9/13/24

Welcome to Apex Pay Solutions. These Terms and Conditions (“Terms”) govern your use of our website, services, and coaching programs. By accessing or using our services, you agree to these Terms.

1. Services Provided

Apex Pay Solutions offers SaaS coaching and startup resources to help clients build digital businesses. Services include:

• Coaching sessions
• Referrals for CRM and payment solutions
• Templates and startup resources
• Ongoing support

2. Payment Terms

• 100% upfront payment required
• Access granted post-payment
• Payments handled by secure third-party processors

3. Fulfillment Timeline

Services start within 3–5 business days post-payment. Program completion varies based on user participation.

4. Refund Policy

All sales are final once onboarding begins or materials are accessed. No refunds will be issued unless otherwise agreed upon in writing.

5. User Responsibilities

• Do not resell or copy materials
• Provide truthful business/personal information
• Comply with laws and regulations in your area

6. Intellectual Property

All content on this site is the property of Apex Pay Solutions and may not be reused without permission.

7. Disclaimers

• No guarantees of earnings or results
• We are not a credit repair, legal, or financial advisory service
• CRM/payment systems are referrals only; we do not manage them

8. Limitation of Liability

We are not responsible for any indirect or consequential damages from the use of our services.

9. Governing Law

These terms are governed by the laws of Florida, USA.

10. Contact

• Email: apexpaysolutionssam@gmail.com
• Phone: (954) 355-9202
• Mail: PO Box 740964, Boynton Beach, FL 33474